{"id":34447,"date":"2026-10-22T17:08:04","date_gmt":"2026-10-22T09:08:04","guid":{"rendered":"https:\/\/sbus.hsu.edu.hk\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/"},"modified":"2026-10-28T17:12:55","modified_gmt":"2026-10-28T09:12:55","slug":"hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending","status":"publish","type":"post","link":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/","title":{"rendered":"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u5b66\u7cfb\u4e8e2026\u5e7410\u670822\u65e5\uff08\u661f\u671f\u56db\uff09\u4e3e\u884c\u7814\u7a76\u7814\u8ba8\u4f1a\u3002\u9999\u6e2f\u7406\u5de5\u5927\u5b66\u5efa\u8bbe\u7ba1\u7406\u53ca\u667a\u80fd\u5b66\u7cfb\u526f\u6559\u6388Jeff Jianfu Shen\u6559\u6388\uff08CFA\u3001FRM\uff09\u4e3b\u8bb2\u201c\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94\uff1a\u57fa\u5efa\u878d\u8d44\u7684\u5168\u7403\u8bc1\u636e\u201d\u3002\u8bba\u6587\u4e0eIftekhar Hasan\uff08\u798f\u7279\u6c49\u59c6\u5927\u5b66\u3001\u82ac\u5170\u94f6\u884c\u53ca\u6089\u5c3c\u5927\u5b66\uff09\u3001Lulu Pan\uff08\u4e2d\u5357\u8d22\u7ecf\u653f\u6cd5\u5927\u5b66\uff09\u53caJing Yu\uff08\u6089\u5c3c\u5927\u5b66\uff09\u5408\u8457\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">\u7814\u8ba8\u4f1a\u95ee\u7684\u662f\uff0c\u57fa\u5efa\u4fe1\u8d37\u7531\u94f6\u884c\u8f6c\u5411\u975e\u94f6\u884c\u673a\u6784\u65f6\uff0c\u6539\u53d8\u7684\u662f\u4ec0\u4e48\u3002\u94f6\u884c\u5411\u6765\u540c\u65f6\u63d0\u4f9b\u8d44\u91d1\u4e0e\u7ba1\u6cbb\uff1a\u7b5b\u9009\u3001\u5951\u7ea6\u6761\u6b3e\u3001\u76d1\u5bdf\uff0c\u4ee5\u53ca\u9879\u76ee\u504f\u79bb\u8ba1\u5212\u65f6\u7684\u518d\u8c08\u5224\u3002\u300a\u5df4\u585e\u5c14\u534f\u8baeIII\u300b\u4e4b\u540e\uff0c\u6301\u6709\u8fd9\u7c7b\u957f\u671f\u800c\u6d41\u52a8\u6027\u4f4e\u7684\u8d37\u6b3e\u5bf9\u94f6\u884c\u66f4\u4e3a\u6602\u8d35\uff0c\u66f4\u591a\u4fe1\u8d37\u56e0\u800c\u6d41\u5411\u975e\u94f6\u884c\u673a\u6784\u3002\u8bba\u6587\u5229\u7528\u8d37\u6b3e\u4e0e\u9879\u76ee\u878d\u8d44\u7eaa\u5f55\uff0c\u5e76\u8fde\u63a5\u536b\u661f\u6570\u636e\uff0c\u53d1\u73b0\u975e\u94f6\u884c\u53c2\u4e0e\u4ee4\u8d37\u6b3e\u606f\u5dee\u4e0a\u5347\u7ea681%\uff0c\u8d22\u52a1\u5951\u7ea6\u6761\u6b3e\u5219\u8f83\u5c11\u51fa\u73b0\u3002\u9879\u76ee\u5931\u8d25\u3001\u9677\u5165\u56f0\u5883\u53ca\u53d1\u8d77\u4eba\u9000\u51fa\u66f4\u4e3a\u5e38\u89c1\uff0c\u5f55\u5f97\u7684\u6210\u672c\u66f4\u9ad8\uff0c\u573a\u5730\u5468\u56f4\u7684\u68ee\u6797\u635f\u5931\u4ea6\u66f4\u5927\u3002\u82e5\u6709\u591a\u8fb9\u53d1\u5c55\u6027\u91d1\u878d\u673a\u6784\u53c2\u4e0e\uff0c\u5176\u4e2d\u4e00\u90e8\u5206\u5dee\u8ddd\u4f1a\u6536\u7a84\u3002<\/p>\n\n<p class=\"wp-block-paragraph\">Shen\u6559\u6388\u4ee5\u4e00\u70b9\u76f4\u63a5\u7684\u89c2\u5bdf\u4f5c\u7ed3\u3002\u975e\u94f6\u884c\u673a\u6784\u53ef\u4ee5\u63d0\u4f9b\u8d44\u91d1\u3002\u7b5b\u9009\u3001\u5951\u7ea6\u6761\u6b3e\uff0c\u4ee5\u53ca\u4e00\u4e2a\u53ef\u4ee5\u518d\u8c08\u5224\u7684\u653e\u6b3e\u4eba\uff0c\u4ecd\u53d6\u51b3\u4e8e\u94f6\u56e2\u91cc\u5750\u7740\u8c01\u3002\u5bf9\u4fee\u8bfb\u91d1\u878d\u53ca\u623f\u5730\u4ea7\u7684\u5b66\u751f\u800c\u8a00\uff0c\u8fd9\u4e00\u70b9\u5f71\u54cd\u98ce\u9669\u7684\u4ef7\u683c\u3001\u5199\u8fdb\u5408\u7ea6\u7684\u63a7\u5236\u6743\uff0c\u4ee5\u53ca\u5de5\u7a0b\u5c55\u5f00\u4e4b\u540e\u9879\u76ee\u4e0e\u5468\u8fb9\u571f\u5730\u7684\u53d8\u5316\u3002<\/p>\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2026\/10\/&#x5716;&#x7247;4.jpg\" alt=\"\" class=\"wp-image-34437\" style=\"width:790px;height:auto\"\/><\/figure>\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2026\/10\/&#x5716;&#x7247;5.jpg\" alt=\"\" class=\"wp-image-34440\" style=\"width:787px;height:auto\"\/><\/figure>\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2026\/10\/&#x5716;&#x7247;6.jpg\" alt=\"\" class=\"wp-image-34443\" style=\"width:789px;height:auto\"\/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u5b66\u7cfb\u4e8e2026\u5e7410\u670822\u65e5\uff08\u661f\u671f\u56db\uff09\u4e3e\u884c\u7814\u7a76\u7814\u8ba8\u4f1a\u3002\u9999\u6e2f\u7406\u5de5\u5927\u5b66\u5efa\u8bbe\u7ba1\u7406\u53ca\u667a\u80fd\u5b66\u7cfb\u526f\u6559 [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":34435,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[197,264],"tags":[],"news-year":[289],"class_list":["post-34447","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-department-of-economics-and-finance","news-year-289"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94 - School of Business - The Hang Seng University of Hong Kong<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94 - School of Business - The Hang Seng University of Hong Kong\" \/>\n<meta property=\"og:description\" content=\"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u5b66\u7cfb\u4e8e2026\u5e7410\u670822\u65e5\uff08\u661f\u671f\u56db\uff09\u4e3e\u884c\u7814\u7a76\u7814\u8ba8\u4f1a\u3002\u9999\u6e2f\u7406\u5de5\u5927\u5b66\u5efa\u8bbe\u7ba1\u7406\u53ca\u667a\u80fd\u5b66\u7cfb\u526f\u6559 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/\" \/>\n<meta property=\"og:site_name\" content=\"School of Business - The Hang Seng University of Hong Kong\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/sbus.hsuhk.edu.hk\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-22T09:08:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-28T09:12:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2026\/10\/image.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"862\" \/>\n\t<meta property=\"og:image:height\" content=\"647\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"rebeccaluk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"rebeccaluk\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/\"},\"author\":{\"name\":\"rebeccaluk\",\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/#\\\/schema\\\/person\\\/3c3773d25cb08eb0adf1dc88ecf6d231\"},\"headline\":\"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94\",\"datePublished\":\"2026-10-22T09:08:04+00:00\",\"dateModified\":\"2026-10-28T09:12:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/\"},\"wordCount\":13,\"publisher\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/image.jpg\",\"articleSection\":[\"\u6d88\u606f\",\"\u7ecf\u6d4e\u53ca\u91d1\u878d\u5b66\u7cfb\"],\"inLanguage\":\"zh-Hans\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/\",\"url\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/\",\"name\":\"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94 - School of Business - The Hang Seng University of Hong Kong\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/image.jpg\",\"datePublished\":\"2026-10-22T09:08:04+00:00\",\"dateModified\":\"2026-10-28T09:12:55+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/#breadcrumb\"},\"inLanguage\":\"zh-Hans\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/#primaryimage\",\"url\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/image.jpg\",\"contentUrl\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/image.jpg\",\"width\":862,\"height\":647},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u6d88\u606f\",\"item\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/news\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/#website\",\"url\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/\",\"name\":\"School of Business - The Hang Seng University of Hong Kong\",\"description\":\"Global thinkers. Investing in knowledge.\",\"publisher\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/#organization\",\"name\":\"School of Business - The Hang Seng University of Hong Kong\",\"url\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/sbus-logo.png\",\"contentUrl\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/sbus-logo.png\",\"width\":833,\"height\":200,\"caption\":\"School of Business - The Hang Seng University of Hong Kong\"},\"image\":{\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/sbus.hsuhk.edu.hk\\\/\",\"https:\\\/\\\/www.instagram.com\\\/sbus_hsuhk\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/hsuhk-business-school\\\/posts\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/sbus.hsu.edu.hk\\\/zh-hans\\\/#\\\/schema\\\/person\\\/3c3773d25cb08eb0adf1dc88ecf6d231\",\"name\":\"rebeccaluk\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/83dea26fc628b1603da5a3fc50e62ab2d18ca956b84270303444b1a68ab41a1b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/83dea26fc628b1603da5a3fc50e62ab2d18ca956b84270303444b1a68ab41a1b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/83dea26fc628b1603da5a3fc50e62ab2d18ca956b84270303444b1a68ab41a1b?s=96&d=mm&r=g\",\"caption\":\"rebeccaluk\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94 - School of Business - The Hang Seng University of Hong Kong","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/","og_locale":"zh_CN","og_type":"article","og_title":"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94 - School of Business - The Hang Seng University of Hong Kong","og_description":"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u5b66\u7cfb\u4e8e2026\u5e7410\u670822\u65e5\uff08\u661f\u671f\u56db\uff09\u4e3e\u884c\u7814\u7a76\u7814\u8ba8\u4f1a\u3002\u9999\u6e2f\u7406\u5de5\u5927\u5b66\u5efa\u8bbe\u7ba1\u7406\u53ca\u667a\u80fd\u5b66\u7cfb\u526f\u6559 [&hellip;]","og_url":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/","og_site_name":"School of Business - The Hang Seng University of Hong Kong","article_publisher":"https:\/\/www.facebook.com\/sbus.hsuhk.edu.hk\/","article_published_time":"2026-10-22T09:08:04+00:00","article_modified_time":"2026-10-28T09:12:55+00:00","og_image":[{"width":862,"height":647,"url":"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2026\/10\/image.jpg","type":"image\/png"}],"author":"rebeccaluk","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005":"rebeccaluk"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/#article","isPartOf":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/"},"author":{"name":"rebeccaluk","@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/#\/schema\/person\/3c3773d25cb08eb0adf1dc88ecf6d231"},"headline":"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94","datePublished":"2026-10-22T09:08:04+00:00","dateModified":"2026-10-28T09:12:55+00:00","mainEntityOfPage":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/"},"wordCount":13,"publisher":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/#organization"},"image":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/#primaryimage"},"thumbnailUrl":"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2026\/10\/image.jpg","articleSection":["\u6d88\u606f","\u7ecf\u6d4e\u53ca\u91d1\u878d\u5b66\u7cfb"],"inLanguage":"zh-Hans"},{"@type":"WebPage","@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/","url":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/","name":"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94 - School of Business - The Hang Seng University of Hong Kong","isPartOf":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/#website"},"primaryImageOfPage":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/#primaryimage"},"image":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/#primaryimage"},"thumbnailUrl":"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2026\/10\/image.jpg","datePublished":"2026-10-22T09:08:04+00:00","dateModified":"2026-10-28T09:12:55+00:00","breadcrumb":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/#breadcrumb"},"inLanguage":"zh-Hans","potentialAction":[{"@type":"ReadAction","target":["https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/"]}]},{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/#primaryimage","url":"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2026\/10\/image.jpg","contentUrl":"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2026\/10\/image.jpg","width":862,"height":647},{"@type":"BreadcrumbList","@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/hsuhk-economics-and-finance-research-seminar-real-effects-of-nonbank-lending\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/"},{"@type":"ListItem","position":2,"name":"\u6d88\u606f","item":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/news\/"},{"@type":"ListItem","position":3,"name":"\u9999\u6e2f\u6052\u751f\u5927\u5b66\u7ecf\u6d4e\u53ca\u91d1\u878d\u7814\u7a76\u7814\u8ba8\u4f1a\uff1a\u975e\u94f6\u884c\u8d37\u6b3e\u7684\u5b9e\u4f53\u6548\u5e94"}]},{"@type":"WebSite","@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/#website","url":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/","name":"School of Business - The Hang Seng University of Hong Kong","description":"Global thinkers. Investing in knowledge.","publisher":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-Hans"},{"@type":"Organization","@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/#organization","name":"School of Business - The Hang Seng University of Hong Kong","url":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/","logo":{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/#\/schema\/logo\/image\/","url":"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2025\/04\/sbus-logo.png","contentUrl":"https:\/\/sbus.hsu.edu.hk\/wp-content\/uploads\/2025\/04\/sbus-logo.png","width":833,"height":200,"caption":"School of Business - The Hang Seng University of Hong Kong"},"image":{"@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/sbus.hsuhk.edu.hk\/","https:\/\/www.instagram.com\/sbus_hsuhk\/","https:\/\/www.linkedin.com\/company\/hsuhk-business-school\/posts\/"]},{"@type":"Person","@id":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/#\/schema\/person\/3c3773d25cb08eb0adf1dc88ecf6d231","name":"rebeccaluk","image":{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/secure.gravatar.com\/avatar\/83dea26fc628b1603da5a3fc50e62ab2d18ca956b84270303444b1a68ab41a1b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/83dea26fc628b1603da5a3fc50e62ab2d18ca956b84270303444b1a68ab41a1b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/83dea26fc628b1603da5a3fc50e62ab2d18ca956b84270303444b1a68ab41a1b?s=96&d=mm&r=g","caption":"rebeccaluk"}}]}},"_links":{"self":[{"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/posts\/34447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/comments?post=34447"}],"version-history":[{"count":1,"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/posts\/34447\/revisions"}],"predecessor-version":[{"id":34448,"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/posts\/34447\/revisions\/34448"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/media\/34435"}],"wp:attachment":[{"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/media?parent=34447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/categories?post=34447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/tags?post=34447"},{"taxonomy":"news-year","embeddable":true,"href":"https:\/\/sbus.hsu.edu.hk\/zh-hans\/wp-json\/wp\/v2\/news-year?post=34447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}