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The Executive Certificate in Contemporary Financial Planning Programme is offered by the School of Business in collaboration with the International Association of Registered Financial Consultants Hong Kong and Macau Centre Company Limited (IARFC). The objective of the Programme is to equip participants with professional knowledge in two important areas which are essential for competent and effective wealth management, namely Fintech and Trust as well as to equip participants with the necessary skills to enable them to gain the trust of and thereby establish a business relationship with their potential clients.
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)
- 課程已被審批為「提升資產財富管理業人才培訓先導計劃」其下之「專業培訓資助計劃」。合資格之申請人按要求完成課程後將可獲香港特區政府資助80%學費,上限為$15,000。香港證券及投資學會為資產財富管理業先導計劃之執行機構,有關申請要求之細則及手續,請參閱: https://www.wamtalent.org.hk
- 學員完成課程內「Trust (信託)」學科可獲: (1) 持牌保險中介人持續專業培訓 (CPD) 活動 12 小時 (編號: 80/144/03); 及 (2) 強制性公積金附屬中介人持續專業進修非核心 (non-core)活動12小時
- 課程內容函蓋「信託 (Trust)」和「金融科技(Fintech)」現今財務策劃兩大範疇,有效提升從業員專業度
- 由香港恒生大學商學院特委專業導師任教,師資優良
- 授課語言主要為粵語,輔以英文;英文教材 (註:少部份”金融科技”内容以英語輔以普通話授課)
- 學員成功修畢,可獲香港恒生大學商學院頒授行政證書
名額有限,敬請報名從速。課程截止報名日期為2024年6月12日(星期三) 。