Dr. Ng is currently serving as an Assistant Professor at The Heng Seng University of Hong Kong. He has earned recognition for his academic achievements, having been honored with the RGC-Fulbright Hong Kong Research Scholar Award, which is jointly granted by the Research Grants Council and the Consulate General of the United States in Hong Kong and Macau. As a Fulbright Scholar, Dr. Ng carried out extensive research at Virginia Tech, further enhancing his expertise in the field. Dr. Ng’s research focuses primarily on two areas: international capital flows and real estate economics. His profound interest in these subjects has propelled him to delve deeper into understanding their intricate dynamics. Additionally, he has demonstrated a keen curiosity in exploring credit ratings, recognizing the vital role they play in financial markets.